In a world where much of our communication happens digitally, phishing scams are becoming more prevalent and sophisticated. These scams are designed to trick you into revealing personal and financial information by posing as a trusted entity, such as your bank. While phishing can take many forms, the goal is always the same: obtaining your sensitive information for fraudulent purposes.

At Kennebec Savings Bank, safeguarding your financial information is our priority. To help you stay secure, we’ve put together five practical tips to help you recognize and avoid phishing scams.

1. Verify the Source

Phishing attempts often appear to come from familiar organizations, but if you look closely, the sender’s email address or phone number may be slightly off. Make it a habit to carefully examine the details of incoming messages. If you’re ever in doubt, contact the company or bank directly to confirm the legitimacy of the communication.

2. Avoid Suspicious Links and Attachments

Scammers frequently use links and attachments to trick you into downloading malware or visiting fake websites. Instead of clicking links directly from an email, type the web address into your browser to ensure you’re visiting a legitimate site. And never download attachments from an unknown or unexpected source.

3. Listen to Your Gut

If a message seems odd or too urgent, take a moment to assess it. Phishing emails often use alarming language to pressure you into quick decisions, like providing personal information. If you’re feeling unsure, don’t act on it right away. Reach out to your bank or organization directly using their verified contact information.

4. Enable Two-Factor Authentication

Wherever possible, use two-factor authentication (2FA) for your accounts. This added layer of security makes it harder for scammers to gain access, even if they somehow get your password. With 2FA, a second verification step is required, such as entering a code sent to your phone, providing extra protection.

5. Know What to Expect from Your Bank

One of the most important things to remember is that Kennebec Savings Bank, like other reputable institutions, will never ask for sensitive information through an unsolicited email, text or phone call. If you receive a message requesting personal details out of the blue, it’s likely a phishing attempt.

At Kennebec Savings Bank, we’re committed to keeping your accounts safe. By staying aware of phishing tactics and following these tips, you can reduce the risk of falling victim to a scam. If you ever encounter a suspicious message or have any concerns, we encourage you to contact us directly to verify the request.

Staying informed and cautious is the best way to protect your financial security. Read more finance tips by Kennebec Savings Bank here: Education Center – Kennebec Savings Bank.

© 2024 Kennebec Savings Bank. Member FDIC. Equal Housing Lender.